As mentioned above, GST Seva Kendra helps people to easily assess the banking transactions such as deposits, withdrawals, and also transfer money from their comfortable place. It means people do not need to visit physically to the bank for making any of these transactions. To ensure the safety and security of all the transactions there are numerous things checked upon. Let us read some of them.

AEPS (Aadhaar Enabled Payment System)

ADHAAR Enabled Payment System is a payment service empowering a bank customer to use basic financial services (cash deposit, balance enquiry, cash withdrawal and remittance) through Aadhaar Number Authentication. AEPS, a new age banking service has been approved by the Reserve Bank of India (RBI) S. (Aeps service provide by Yes bank, also Fino bank and ICICI Bank)

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Yes Bank Commission

The great thing about the GST Seva Kendra Retailer network is that it enables people to transfer money from any nationalized or private bank to any other bank that operates in India. It means now the people even from a rural area can transfer their money to the huge network. The transactions have to ensure numerous authentications that make them more secured. GST Seva Kendra Retailer Network is also officially approved by the Reserve Bank of India as a semi-closed wallet. The wallet of the sender is linked with their current contact number that ensures more security of the transaction

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DIRECT MONEY TRANSFER (DMT)

Direct Money Transfer (DMT) is a secure, assisted financial service that enables individuals to transfer cash instantly to any bank account across India. Specially designed for cash-dominant consumers and the unbanked population, this service is executed securely through authorized retail networks, grocery stores, and digital kiosks. Walk-in customers can simply deposit physical cash at a local agent outlet, which is immediately processed and credited to the beneficiary's bank account via IMPS or NEFT.


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ICICI BANK COMMISION

ICICI Bank Business Correspondent (BC) Commission is an attractive revenue model designed for retail kiosk operators who offer vital banking services on behalf of the bank. Agents earn variable incentives based on a clear slab structure—including commissions for new account openings, cash deposits, bill payments, and biometric services. For core transactions like AePS (Aadhaar Enabled Payment System) and Micro-ATM cash withdrawals, agents earn up to 0.40% per transaction (capped at a maximum limit per request), ensuring an instant and scalable income stream.

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BBPS SERVICE

BBPS (Bharat Bill Payment System) Service is an integrated, RBI-conceptualized ecosystem driven by the National Payments Corporation of India (NPCI) that offers interoperable and accessible bill payment services to consumers. By hosting this service on your platform, retail agents can operate as a single-point utility kiosk for walk-in customers. It allows individuals to pay all major recurring bills—including electricity, water, gas, telecom, DTH, fastag recharge, and insurance premiums—safely and instantly with immediate digital confirmation receipts.

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ADHARPAY YES BANK

Yes Bank Aadhaar Pay is an innovative, merchant-led biometric payment collection system powered by the National Payments Corporation of India (NPCI). Built to empower retail shop owners, micro-merchants, and business correspondents, this service allows businesses to accept real-time payments directly from a customer’s Aadhaar-linked bank account. Senders do not need cards, mobile banking apps, or smartphones—they simply provide their Aadhaar number, choose their bank, and scan their fingerprint on a biometric device to safely complete a secure account-to-account transfer.


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AEPS - PAYOUT SURCHARGE

AePS Payout Surcharge is the automated processing fee charged when a retail agent transfers their collected biometric cash-withdrawal balance from their digital wallet into a personal bank account. This transaction—commonly known as a wallet-to-account move—is essential for agents to replenish their physical cash reserves. The surcharge operates on a competitive slab-based structure, allowing merchants to clear their funds instantly via IMPS at any time, 24/7/365, ensuring zero business downtime and fluid daily cash flow.


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XPRESS - PAYOUT SURCHARGE

Xpress Payout Surcharge is the automated transaction processing fee levied when a retail agent or member executes a real-time, instant fund settlement to a bank account. Unlike standard AePS payouts that are limited to specific banking hours or a single linked account, Xpress Payout offers a high-speed, round-the-clock (24/7/365) network routing mechanism supporting multiple destination accounts. The surcharge operates on highly competitive flat or slab-based structures, allowing fintech administrators, white-label owners, and master distributors to secure seamless digital cash-outs at minimal operational costs.  

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ICICI M-ATM SERVICES

ICICI Bank Micro ATM (M-ATM) Services transform local retail stores and neighborhood kirana shops into fully functional mini-bank branches. Operating on a portable, handheld point-of-sale (mPOS) device connected via Bluetooth or GPRS, it enables customers to execute core banking transactions—such as instant cash withdrawals and balance inquiries—using any bank’s debit card and PIN. Backed by ICICI Bank’s secure routing infrastructure, this service provides an affordable, highly reliable retail alternative to traditional cash dispensers, making banking accessible in remote, cash-reliant locations without heavy overhead costs.  

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DMT Service 2

We are providing DMT(Domestic Money Transfer) service with Dynamic Surcharge Management, Profit Report, Uses Report, and Customer’s Data. This service will be based on third party api. In this system, your MD/distributor/retailer can transfer money for any customer to customer. Surcharge will be decided by admin.


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CREDIT CARD

Now, E-Common Service Centre ® Franchise Owner can make credit cards for their customers and earn 600 Rupees flat on each successful credit card. MAKE YOUR SMART MOVE Interest - Free Credit for 30 Days| Attractive Discounts 600 Rs Commission on Each Card, SBI, SCB, IndusInd, RBL Bank AVAIL CREDIT CARD FOR SALARIED* Bank Credited Salary of Rs. 15,000 or More, EPF Deducted - R

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