ICICI Bank Aadhaar Pay is a secure, merchant-focused biometric payment collection system powered by the National Payments Corporation of India (NPCI) and UIDAI. Designed explicitly for retail merchants, sole proprietors, and business correspondents, this service allows businesses to collect instant payments directly from a customer’s Aadhaar-seeded bank account. Senders do not need smartphone apps, credit/debit cards, or remembered PIN codes—they simply provide their Aadhaar number and pass a fingerprint scan on a biometric device to complete a real-time account-to-account transfer.
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