- Term Life Insurance: Pure, affordable protection for a fixed number of years (e.g., 10 to 40 years).
- Whole Life Insurance: Lifetime coverage (usually up to age 100) that includes a cash value/savings component.
- Endowment Plans: Combines life cover with a lump-sum savings payout at maturity.
- Unit-Linked Insurance Plans (ULIPs): Combines life insurance with market-linked
